Dan Kramer

Happy October! There are so many fun things to do in the fall in the Livingston County area. Please give us a call as summer is in the rear-view and cool weather is on its way, let's make sure you have the right coverage on your home, auto, and life insurance.

Welcome to the Dan Kramer State Farm Agent office in Howell, Michigan! Since 2001, my team and I have been dedicated to making insurance simple, personal, and stress-free for the individuals and families we serve. With over twenty-three years of experience, I strive to be more than just your insurance agent — I aim to be a reliable neighbor. Whether you're settling into your first home, expanding your family, or preparing for the future, we’re here to offer straightforward guidance and practical coverage options. We’re proud to serve Howell, Brighton, Fowlerville, Pinckney, and many other vibrant communities across Michigan. Life’s biggest milestones require thorough protection, and we’re here to help you feel supported through each stage. Whether you're looking for Auto Insurance to stay safe on the road, Home or Condo Insurance for your house or condo, or Life Insurance to support the people who matter most, our team is ready to walk you through the process. We also offer Renters Insurance to safeguard personal belongings and provide an extra assurance for apartment living. If you're a motorcycle enthusiast, we have Motorcycle Insurance personalized for your adventures on the road. Each plan is designed with your lifestyle and goals in mind. Outside of the office, I enjoy volunteering, fishing, and hiking. I’m an active Howell Chamber of Commerce member and prioritize all opportunities to engage with residents and local businesses. A proud graduate of Michigan Tech University and the Army War College. I treasure time with my wife, our six children, and many grandchildren — each moment with them is a gift. I look forward to being your reliable insurance partner and helping you protect what matters most.